![]() HSAs may be funded by employees, by employers, or by both.įor 2022, the HSA contribution limits from all sources rises to $3,650 for single coverage and $7,300 for family coverage (with an additional $1,000 catch-up contribution for account holders age 55 or older).Įmployer contributions are not taxable to the employee. Most HRAs do not pay interest to participants, nor do they allow participant-directed investments. Most HRAs allow the attributed "funds" to accumulate from year to year however, this is not required and is at the employer's discretion. HSA account-holders can invest funds in interest-bearing accounts or, if the administering firm allows it, mutual funds.Īn HRA is a notional account controlled by the employer. ![]() Unspent funds are rolled over to the next year, reducing or eliminating the enrollee’s share of the deductible in subsequent years. HSA funds are "real dollars" in an employee-owned account. Issued final regulations to let employers of any size that don't offer group coverage to fund a premium-reimbursement HRA that employees could use to buy individual-market insurance, known as Qualified small employer HRA (QSEHRA) is only available for employers with fewer than 50 full-time equivalent employees, if the employer doesn't sponsor a group health plan. However, a law enacted at the end of 2016 let a new type of small business stand-alone HRA pay nongroup plan premiums, such as for individual policies purchased by an employee through the Affordable Care Act's Marketplace exchange. HRAs for active employees generally can not be used to pay nongroup (individual-market) health plan premiums.There are no government-set out-of-pocket maximum limits specifically for plans linked to HRAs.HRAs are often coupled with an HDHP but there is no requirement that they must be.Health insurance while receiving federal or state unemployment compensation, and Medicare or Medicare Advantage plans, but not Medicare supplemental (Medigap) premiums. HSAs cannot be used to pay either group or individual-market health plan premiums, although HSAs can pay for COBRA continuation coverage, qualified long-term care insurance,.SHRM Online articles on 2022 HSA/HDHP limits and 2023 HSA/HDHP limits. For 2022, the OOP maximums are $7,050 for self-only coverage and $14,100 for family coverage.įor 2023, the OOP maximums rise to $7,500 for self-only coverage and $15,000 for family coverage. HDHPs have maximum total out-of-pocket (OOP) expenses.For 2022, HSA-linked HDHPs must have an indivdual deductible of at least $1,400, or a family deductible of at least $2,800.įor 2023, HSA-linked HDHP minimum deducitbles rise to $1,500 for individual coverage or $3,000 for a famly plan. HSAs must be linked to a high-deductible health plan (HDHP).That is, generally the plan pays for most of the cost of covered services and the enrollee contributes a cost-sharing amount-which varies by plan-until meeting the maximum out-of-pocket spending limit, at which point the plan pays 100 percent of the cost of covered services. If the account's funds are exhausted before the deductible is met in a given year, enrollees are responsible for paying for the difference out of pocket until they meet the plan deductible.Īfter an enrollee meets the deductible, the plan operates much like a traditional preferred-provider organization (PPO) plan. This article compares HSAs and HRAs, and discusses factors for employers to consider when deciding whether to adopt one or the other, or both.Įnrollees in CDHPs, whether linked to an HSA or HRA, must keep track of funds in their accounts. Consumer-directed health plans (CDHPs) combine a health insurance plan with a tax-advantaged account that enrollees can use to pay for medical expenses-most commonly a health savings account (HSA), a health reimbursement arrangement (HRA) or a health care flexible spending account (health FSA).
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![]() Winning Chess Strategy #2: Castle Early 3. That often may lead to a strong attack against their king, and they pay a hefty price to recover. Some amateur players make a mistake of not castling, in favor of picking opponent’s pawns or developing other pieces. It is the only move which allows improving two of your pieces at once! Learn to castle early in the game and that alone will help you to avoid many complications. It also activates your rooks, prepares them for entering the game and controlling both the back rank and open files. Castling is not only safeguards your king and transports it away from the center of the board. How to win at chess: Castle earlyĬastling early is another very important key to winning more chess games. ![]() Winning Chess Strategy #1: Develop Pieces Quickly 2. If you can achieve this step, it means you’re a leap closer to winning the game. The key of any opening is developing pieces to the right squares, faster than your opponent. You should also have an understanding about how to proceed after those pieces are developed (depending on how much under 1800 elo you are). Indeed, you should have some idea of how to develop pieces. How to win at chess: Learn to develop pieces quicklyĮveryone tells you that opening knowledge is super important and to win at chess you must be a “theoretical player”. To win chess games you simply need to follow the ten tips given below.ġ. You don’t need to have an extraordinary talent, photographic memory or ability to calculate 10 moves ahead. ![]() If you want to consistently win at his level, there are certain rules you need to follow and skills you should master. Outcome of most games is decided by serious mistakes or blunders. The best squares for your bishops are dependent on what is happening in the opening, and that may take a few moves to unfold.Winning at chess on under 1800 level is not as hard as it sounds. A knight placed on one of these squares controls the important central square. The reason for this is that the best squares for the knights in the opening are usually f3,c3,f6,or c6. The Scandanavian Defense), it is a wise rule to follow for beginning players.ĥ) In general develop knights before bishops. Although there are famous openings where this principle is violated(i.e. Since the queen is your most valuable piece, if you move her too early your opponent can gain time by attacking her. The reason is that when most pieces are placed on one of these squares they control the most territory on the board.Ĥ) Don’t bring out the queen too early. The four central squares e4, e5, d4, and d5 are the most important squares on the board. ![]() If you move a piece more than once you are losing time that could be used to develop other pieces.ģ) Fight for control of the center. In chess there is a concept of time or tempo. d4 has similar goals by controlling the center and opening up a key diagonal.Ģ) Move each piece only once in the opening. e4 also opens the diagonals for the white queen on d1 and the white bishop on f1. d4 immediately fight for central control. It’s not enough to just play these moves, you have to understand why you are playing these moves. These are the most popular opening moves for a reason. Keep in mind that these are general rules of course there are exceptions.ġ) Start the game with either 1. Let’s face it if you can’t start a game, how do you expect to win one! Here are some opening principles for beginning chess players. Nonetheless, it is important to understand the basics of opening play. Opening study is important, but not nearly as important as many beginners think. What pieces do you move? What should be your plan? There is also confusion because there are so many openings and variations to study. For many beginners, the opening stage of the game can be intimidating. ![]() I think everyone will find at least one photographer they like in this show!’Īlthough broad and complex in content, the curatorial focus of ‘Nude’ is distilled. ![]() ‘What I’m showing isn't necessarily underrepresented bodies, and I do personally feel there is an issue to see this as a virtue in itself what happens when these bodies have been represented for a while? Are they all of a sudden irrelevant? With that said, it is very exciting and fun to see works in a wide array of expressions including different body shapes. It’s a photo that I love but that is very hard to post and show through the big online platforms, so I am very happy to show it to a wide audience,’ she says. ‘I also have a photo of my friend Adam Pettersson’s bum and balls through Lazoschmidl underwear with a cherry on top. Her work also alludes to the tension between nudity and censorship on social media, which is the subject of fierce debate. It is very important to me to do everything to deconstruct this hegemony, I am committed to invoking all these fights until they are won.’Īrvida Byström is presenting Cherry Picking. The series is a mix of still lifes and selfies, both of which have been feminised and dismissed as ‘low brow', according to the artist. ‘I am focused on giving a voice and visibility to those who are not or too little represented. It necessarily involves the other senses because it is impossible not to see, hear and smell people when you are close enough to touch them.’īut why does Pittaluga think it's important for contemporary photography to offer visibility to all body types? ‘I hope that one day this kind of question will no longer exist,’ she says. What interests me nudity, from a pictorial and emotional point of view, is the expression of the skin. The more body types we are exposed to, the more pragmatic our view will become.’įrench-Uruguayan photographer Bettina Pittaluga’s work in ‘Nude’ focuses on physical intimacy, which, as the artist explains, ‘can be revealed by being in someone’s personal space, or bonding through physical contact, by skinship. I created a series where I framed my models as sculptures and works of art in the hope that the viewer will suspend any judgments about whether they find the models sexually attractive or not, or whether their bodies are socially “acceptable”. Seeing nudes in a museum is one of the only exceptions to this. ‘In the US, what little nudity permitted is usually shown in a sexual context. ‘Most of the bodies we see online on a daily basis aren’t even real, but rather enhanced or modified by technology to conform to a current, unsustainable trend,’ says LA-based photographer Julia SH, who is exhibiting powerful, textured portraits of bodies rarely depicted in 21st-century media, presented in museum-like frames. It is the sixth largest United States–based employer globally.But under this flawless skin is a rotten deception, one deepened by a social-media saturated society. It has been involved in several controversies, primarily involving the security and safety of its consumers. MRO company Interline Brands (now The Home Depot Pro) is also owned by The Home Depot, with 70 distribution centers across the United States. Virgin Islands) all 10 provinces of Canada and all 32 Mexican states and Mexico City. ![]() It operates many big-box format stores across the United States (including the District of Columbia, Guam, Puerto Rico and the U.S. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address. In 2021, the company had 490,600 employees and more than $151 billion in revenue. Home Depot is the largest home improvement retailer in the United States. The Home Depot, Inc., often simply referred to as Home Depot, is an American multinational home improvement retail corporation that sells tools, construction products, appliances, and services, including fuel and transportation rentals. ![]() Fixed: Game could use player's character in some story events as a generic staffer.Fixed: Time freeze caused by idols being in a relationship with a non-existing idol.Fixed: Time freeze caused by socializing with the same idol too often.Fixed: Duplicate relationships showing in idol profile's bond tab.Fixed: You could break the new game popup by switching between genders too quickly.Fixed: Various bugs caused by returning to the main menu and starting a new game (e.g.Fixed: Money tooltip didn't show theater profits.Fixed: One of the story tasks to release 3 singles in one genre in one month didn't actually check the genre, just the number of singles.Fixed: Notification settings not saving.Fixed: The game could trigger Aya's route even if player selected Fujimoto's (you can check in the Stats if you finished the correct route).Fixed: Cursor flickering on some computers.Fixed: One of the CGs ("secret recording") not displaying if player and rival are not the same gender.Fixed: "Phantasm Facade" task stuck in incomplete mode.Scandal points now affect election results ![]()
![]() If he/she can not give such proof in specific time period, the money will be automatically refunded to buyer. By selecting the Track button, I agree to the Terms and Conditions. Separate numbers by a comma (,) or by a new line. Once you have filed the dispute, then it becomes seller’s duty to prove that the parcel has been successfully delivered to buyer. Flex Global View Quick Track Track by Freight Number Tracking or InfoNotice Numbers Enter up to 25 tracking numbers. So, for recipient, the best solution is to contact your payment authority(ebay, aliexpress, paypal or credit card company) and file a non-receipt dispute ASAP. China Post only accept query or claim from shipper who has original shipping receipt. How can I get refund from China Post? The tracking status has not changed over 40 days,I still do not get the item, can I contact seller or China Post for refund?Ĭhina Post does not deal with recipient directly. Package has been returned to shipper, but seller does not confess that he/she have received the return and refuse to refund me money, how can I get my money back? Parcel was returned to shipper, or even shows “Failed delivery”. How to open dispute and claim refund for fake tracking number and non received parcel? So if the parcel has delivery problem in your country, you should contact your local post office and inquire about parcel delivery. In most cases, this UPU member is your country’s postal service provider or postal company. Remember that China is a member of Universal Postal Union(UPU), its parcel will be delivered by the UPU member in your country. This is most common return reason for parcels to U.A.E The parcel address has no P.O Box number.The recipient is not available in the address when postman tried to make delivery.The postman has sent the goods to your mailbox or front door and you have not checked yet. ![]() The import customs does not release the goods.The address, city or postal code is wrong.If the parcel is shipped from China to your country, the failure delivery reasons might be as following: If your tracking results shows the parcel has arrived destination for long time, but does not have delivery information, normally this means the parcel has delivery problem. My parcel has arrived at destination country for a long time without delivery, why? In most of cases, sellers will take immediate action on shipment to avoid dispute and shop downgrade penalty. Tell him/her if you can not get real shipment information in next 3 days, you will open dispute against fraud. If you purchased from big website such as eBay/AliExpress/Amazon/Wish etc, you should contact seller and push him/her to ship the goods immediately. If over 3 business days and you still get same result as “”shipping notice received”. China Post tracking system will provide updated shipment date and location information about the parcel number. If you just got the tracking number from seller, please wait about 2 to 3 business days, if seller has actually shipped the goods. This means seller/shipper has applied a tracking number with shipping software provided by third party (WISH, AliExpress etc) but has not shipped the goods yet. When tracking you might get “Shipping notice received” or “Shipping notice received from WISH” or “Logistics order has been created“. What is the meaning of “Shipping notice received”? The auditor may rationalize the finding as isolated or document it incorrectly as an opportunity for improvement. Soft grading refers to situations when CB auditors have found that a nonconformity exists, but fail to report the finding as nonconformity and categorize it appropriately. Other examples include certified suppliers that continuously fail to improve their low supplier ratings, fail to implement effective corrective actions, or have ongoing unacceptable delivery performance…Īnother aspect under scrutiny is the practice of “soft grading” nonconformities. ![]() For example, instances have been reported where AS/EN 9100-certified organizations have allowed nonconforming material to enter the supply chain (i.e., “quality escapes”), creating serious problems for their customers and the end-users of the products. Unfortunately, there is evidence that a number of certified suppliers have poor quality performance. At the time, I thought this was a little heavy, calling the practice of not writing findings as an “insidious practice”. In that article was a section on “soft-grading”. Many of you will remember the article from Quality Digest that explained the ICOP process. On one hand, this could be interpreted as the suggestion of the “quota’ imposition of findings for each audit. It was conveyed that the Registrar in question NCR reporting was less than 1.4 average per audit while the Industry stands at 3.0 findings per audit. ![]() As with all such criticism there are no solid values or written criteria that anyone can point to as the “Norm” or “Requirement”. ![]() Recently, during ANAB oversight activity at one Registrar it was determined that the overall NCR writing performance by their auditors performing audits in Aerospace was dispirited from the Industry and Oversight Party viewpoint. ![]() Not every LinkedIn user will take the time to create or select a LinkedIn banner, so this is your chance to shine!īe intentional when creating or selecting a LinkedIn banner. What impression do you think a LinkedIn banner makes compared to a profile that settles for the default blue banner? When recruiters or employers view your profile and see a LinkedIn banner, they see a thoughtful and strategic LinkedIn profile. You should put as much thought and effort into creating or selecting a LinkedIn banner photo as you do your profile photo. Your LinkedIn banner either makes a strong or weak first impression. If “a picture is worth a thousand words,” then the combination of a professional profile photo and banner can impact a recruiter’s perception of you within seconds. It’s above your name, Headline, location, and other introduction details on your profile. Your LinkedIn banner is one of the first things a profile viewer will see. Your LinkedIn Banner Is Your First Impression Let’s demystify the LinkedIn banner and strategize ways to use this photo to boost your LinkedIn profile. ![]() Why does it matter, and what should I put there? These are common questions asked by job seekers and career-driven professionals alike. One area of confusion for LinkedIn users is the LinkedIn banner area. For example, you should take advantage of the areas where you can add visual elements to your profile like uploading a high-quality profile photo of just you from the torso up (It shouldn’t look like a stereotypical selfie, though!). If you’re questioning whether your resume is getting through ATS and making it on to a recruiter’s desk, then LinkedIn is for you!Ĭreating a LinkedIn profile is simple from either the desktop view or mobile app, but there are a few more steps you should take to make sure your LinkedIn profile is ready for visitors. Originally published by Off The Clock Resumes LLC ![]() Such an option would have been a nice addition to improve the game for players finding it too hard or too easy. Unfortunately, Zuma Deluxe does not provide any options to change the difficulty level. The number of colors you need to deal with slowly increase as well, with up to six different colors to manage. As you beat levels, the speed of the chain and complexity of paths continue to increase (and some levels have you dealing with two chains, a challenging task). You start with slow moving chains on simple paths and only a few ball colors to deal with. The difficulty level in Zuma Deluxe starts low and continues to ramp up as you progress through the game. Your goal is to last as long as possible before the increasing colors and speed of the chain overwhelm you and finally reach the golden skull. You play your selected level with an endless chain of the colored balls. Rather than advancing through levels, you select only a single level to play on. Gauntlet Mode has similar gameplay to Adventure Mode, but with a few changes. This mode takes your through the various levels and temples the game offers, which are then unlocked for the Gauntlet Mode when beaten. Adventure Mode is the only one available at first. Zuma Deluxe does provide two different modes of gameplay. The biggest downside is that despite the differences and changes that occur from level to level, there isn't much variety in the action.Ī Couple Different Game Modes Offer Some Variety The levels range from the simple and easy to the extremely complex and challenging. Some levels take the path through tunnels you can't fire balls into, or a path that winds around the frog (blocking the outside part of the chain from your line of fire). ![]() Each level presents a unique path for the chain of balls to travel, and some even have two chains to deal with. Each temple has multiple stages, and each stage has multiple levels. There are over 100 different levels in Zuma Deluxe organized into different temples and stages. It sounds simple enough, but can present quite a challenge on later levels when the difficulty ramps up. Some powerups may slow the speed of the balls, while others can make them move in reverse. Occasionally, some colored balls will randomly change and have an icon on them, indicating that they will provide you with a powerup when destroyed. ![]() If you fail to do so, you lose a life and must start the level over. Your goal is to fire the colored balls and create enough matches to destroy the chain before it reaches the skull. There is a long chain of the same colored balls following a winding path throughout the level than eventually ends at a golden skull. This frog fires different colored balls that are destroyed when matched in groups of three or more. In Zuma Deluxe, you control a stone frog that sits in the center of each level. Zuma Deluxe is simple enough for anyone to get the hang of, but still packs quite a challenge. You can take on a variety of levels in Adventure Mode, or see how long you can hold out against an endless chain in Gauntlet Mode. You've got to create matches of three or more balls and destroy the chain before it gets there, or it's game over. In the game, a long chain of colored balls follows a path towards a golden skull. You must battle through multiple temples to find the secrets of the Zuma. ![]() Zuma Deluxe is an an exciting puzzle game with a unique Aztec theme. With 2 different game modes, adventure and gauntlet, the hardcore gamers can test their skills and beginners can learn to play.Īdventure mode takes you through a series of levels at ancient temples and gauntlet mode provides a endless stream of balls, see how long you can make it. Get some essential help with these fun bonuses and powerups. The reverse-direction bonus ball rewinds the balls back up the track for a short distance, and the accuracy bonus gives your frog a visible pointing-arrow and allows you to fire balls quicker for a short time. There's also a slow-progress bonus ball, which slows the balls for a short time. There is the explosion ball, which wipes out all the balls in the immediate radius. There are four types of bonuses that appear randomly on balls, and can be rewarded by exploding the balls containing them. Changing the color of your available balls will definitely get you out of those sticky situations. You can interchange two available balls by simply right clicking with your mouse. Who knows where this level will take you? Just make sure you don't let the track of balls reach the Golden Skull or your game will be over.Ĭomplete the 12 increasingly difficult levels and receive a special bonus level. Don't get overwhelmed with the multi-tasking involved with Zuma Deluxe especially on the levels with multiple tracks. ![]() Returns Within 10 days: The original method of payment will be refunded in full. Merchandise must be in new condition with all original packaging, documentation, accompanying accessories, and a receipt. Returns Within 30 Days: The original method of payment will be refunded in full. This includes firearm parts that have been previously installed. Please allow 1-5 business days to credit back to your original form of payment.ĭamaged/Used Product: Unless there is a verifiable manufacturer’s defect with the merchandise, no returns will be accepted on damaged or used products. *All canceled and returned items are subject to a 10% restocking fee. All inquires received during business hours are answered same day! Feel free to use the live chat function on our website for the fastest support. If you need to return an item or cancel an order, simply contact our Guest Support Team at 70 or by emailing (be sure to include your order #). In that unlikely event, we invite you to review the following terms related to returning a product. ![]() We understand, however, that sometimes a product may not be what you expected it to be. That’s because we go out of our way to ensure we get you the exact products you need from the best brands in the industry. We fundamentally believe you will be thrilled with the products you purchase from Blackstone Shooting Sports. Ammunition SalesĪll ammunition will be shipped FedEx or UPS ground no air freight allowed.Īmmunition and firearms must be shipped separately.Īlways make sure you order the correct ammunition for your specific firearm.įederal law requires that you must be at least 18 years old to purchase shotgun and rifle ammunition and 21 years or older to purchase handgun ammo.Ĭheck your state and local laws for any other restrictions before ordering.Īmmo Shipping Restrictions: Blackstone does not ship ammo to CA, IL, NY, NJ, MA, DC, CT, or P.O. “Local pickup” at our Charlotte location is free of charge.įor all FFL transfers, the firearm dealer (that we are sending the item/s to) must send us their valid license (FFL) by emailing ( Blackstone is not responsible for any lost items shipped via USPS, FedEx, and UPS. ![]() The buyer is responsible for all FFL’s transfer fee/s upon pickup which is generally $15-30. **Last updated (subject to change)ĭuring checkout you specify a Federal Firearms Licensee (FFL) near you who transfers the firearm to you, after successful background check if needed.įFL can be your local Gun Shop, Gun Range or Pawn Shop willing to perform the transfer. **Last updated (subject to change)īlackstone will not sell or transfer any automatic knives to any of the following states: California, Colorado, Connecticut, Hawaii, Illinois, Maryland, Minnesota, New Jersey, New York, Rhode Island, Washington, Guam, Puerto Rico, Samoa, Virgin Islands, New Mexico, Pennsylvania, Virginia. ![]() In addition, we do not conduct any international sales. Not for sale where prohibited.įirearms: Blackstone will not sell or transfer a firearm to any of the following states: California, Colorado, Connecticut, Hawaii, Illinois, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, Rhode Island, Washington, Guam, Puerto Rico, Samoa, Virgin Islands. You are responsible for compliance to your local and state laws.īe aware of restrictions on extended magazines and certain types of AR-15 style rifles. You must be 18 or older to purchase a rifle or shotgun and 21 or older to purchase a handgun. – Magazines that violate capacity restrictions will not be shipped or substituted. Verify with your receiving dealer if you are not 100% sure that it is legal. It is the buyer’s responsibility to ensure that the item being purchased is legal to own in your city / state. “Live Chat” available on our website Visa / MasterCard / Discover / American Express Accepted Buyer Responsibility & Legal Ownership Limitations Thank you for choosing Blackstone Shooting Sports! If you have any questions regarding a recent purchase, or product, please feel free to reach out to our knowledgeable Guest Support Team chat with a team member 7-days a week from 10am until 704.414.6020 Hello! don't keep on dipping your biscuit in the chai. If you really feel that your biscuit has the power, then show your might by throwing your tweets on the issues like Jubilee Hills rape case as well. Who are here to listen to such insipid tea and soggy biscuit stories! When the social media started hitting on your butts, you released a press note stating that it was the act of an irresponsible employee who was eventually sacked from the job. Yes, you the producers of the recent patriotic film cracked some crude jokes on a minor girl who became famous by the virtue of her English learning. A soggy biscuit is a term used to describe a sexual act where a male ejaculates onto a biscuit which is then eaten by a female. Insulting a minor girl student from a village by dragging her on to the social media trolling just for the sake of increasing the followers is like attempting a virtual molestation. But projecting as a decent and responsible online media house with the nexus of some actors and actresses, and stooping down to insult a common girl is really abhorring. When your organization is proud to be known for this kind of criminal activity, then fine. But dragging a poor girl student from a remote village into trolling to mudsling on the government is highly abominable. Social media trolling is common with film celebrities and politicians who are in the public domain. Stop this nonsense before you are branded as an online terrorist. ![]() You love to play with the senses and sensibilities of people around for no concrete reason or agenda. You poke the fans' groups and social media handles by tweeting something that creates a tumult. But the people of your organization seem to be perverts and attention mongers who can stoop down to any level of disgraceful acts. It would melt and break.When you boast yourself as a patriotic film maker, you should be able to stand up to it in your behavior as well. Biscuit games Girls Games My Games 4 Girls. If you really feel that your biscuit has the power, then show your might by throwing your tweets on the issues like Jubilee Hills rape case as well. Soggy biscuit (also known as ookie cookie, limp biscuit, wet biscuit, shoot the cookie, jizzcuit. Yes, you the producers of the recent patriotic film cracked some crude jokes on a minor girl who became famous by the virtue of her English learning. Insulting a minor girl student from a village by dragging her on to the social media trolling just for the sake of increasing the followers is like attempting a virtual molestation. Grotesco - Runka Bulle (Soggy Biscuit, english subtitles) Morgan Sofia. ![]() When you boast yourself as a patriotic film maker, you should be able to stand up to it in your behavior as well. |
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